WHAT WE DO

We Educate People On The Fair Market Value Of Their Policy.

Each year 87% of permanent life insurance lapses with little to no value to the policy owner.  Over 75% of senior-owned permanent life insurance lapses each year.*  This means when the policy lapses, all of the paid-in premiums that have been paid go directly  insurance company as pure profit, without any value being received by the policy owner.

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We educate policy owners and agents about another option besides lapsing their policy - Life Settlements.  Policy Owners should be able to get the fair market value for their policy, many times over the cash surrender value.  Life settlements give the policy owner another option to get out of expensive life insurance contract.

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Insurance companies and direct buyers don't always want consumers or agents to know about life settlements.  Insurance companies try to keep life settlements quiet although by law in many states requires insurance companies to disclose the settlement option before surrendering a policy.

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Life settlements are a great option for seniors to unlock the value of their asset.  It changes an expensive premium payment into a payout that can improve their life.  Most seniors and agents don't know about this option.

Without  life settlement as an option, purchasing a life insurance policy is like purchasing a house that can never be resold.